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Home / Services Fees / Time Deposit

Time Deposit

A Time Deposit is a product that guarantees natural persons as well as corporate, a fixed return over a determined period of time. This return is based on an annual fee which is established at the moment of placing the deposit, and will depend on the amount and the period of time in which the client decides to maintain the investment in the Bank. The term goes from thirty (30) days up to five hundred and forty five (545) days.

The interests’ generated (return) may be withdrawn (paid) in a monthly basis, bimonthly, every three months, every six months, annually or at maturity. Just as well, if the client considers it convenient, they can also be capitalized at maturity.

Deposit Period
30 days 90 days 180 days 270 days 365 days 545 days
From US$10,000.00 to US$99,999.99 0.90% 1.00% 1.25% 1.50% 2.00% 2.50%
From US$100,000.00 to US$299,999.99 1.20% 1.40% 1.50% 2.00% 2.25% 2.75%
From US$300,000.00 to US$499,999.99 1.45% 1.65% 1.85% 2.30% 2.55% 3.15%
From US$500,000.00 to US$699,999.99 1.70% 1.85% 2.20% 2.40% 2.70% 3.65%
From US$700,000.00 to US$999,999.99 1.95% 2.05% 2.45% 2.65% 2.90% 3.90%
From US$1,000,000.00 to US$1,999,999.99 2.05% 2.15% 2.70% 2.75% 3.00% 4.00%
From US$2,000,000.00 and above 2.15% 2.65% 3.25% 3.35% 3.60% 4.10%


Effective date: August 5, 2022
Last Update: August - 2022

 
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Ave. Aquilino de la Guardia,
47th Street
Torre Banco General 20th Floor
P.O. Box 0816-00265
Panama, Rep. of Panama

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